Budget

__**Creating a Budget **__ Now it is time to set up your budget. Using the form given to you by Mrs. Scott, complete as many of the items as you can. The following web sites will help you:

Rent? renters insurance = $20/month

Own? What can you afford? Monthly mortgage payment Homeowners insurance

Student Loan Loan Payment
 * 1) Law School = $8,500/year x 4 years
 * 2) Medical School = $150,000 at public institutions, $180,000 at private
 * 3) Veterinarian School = Total expenses for a four-year DVM program would therefore average $147,656
 * 4) Dental assistant
 * 5) Other jobs

Groceries (food! Yum!Yum)

Water & Sewer = $25 per month

Electricity, Phone, TV, Internet, Natural Gas)

Cell Phone

Car New? Used? How much can you afford? Car loan calculator

[|car guru] Gas per month = $386 for family $200 for individuals

Auto Insurance (it's the law)

life and renter's insurance rates

What to wear? Cost of apparel =clothing

Savings per month: ??

Retirement Plan = put up to $250 per month in retirement program

Entertainment ? Movies?

Adding Children? annual cost of kids

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